Surge Mastercard Credit Card Check – Forbes Advisor


Surge Mastercard® credit card vs. Indigo® Platinum Mastercard®

These two unsecured credit cards are similar except for the annual fee. Where the Surge may charge you a high annual fee for the first year (See conditions), the Indigo® Platinum Mastercard® comes with an annual fee of $ 0 to $ 99 per year, which ranges from $ 0 to $ 99 depending on creditworthiness. Since both are unsecured credit cards, no cash deposit is required in exchange for a line of credit.

Despite the high annual fees, every card accepts applicants with poor credit ratings. With both cards reporting your credit activity to major bureaus on a monthly basis, both cards can be a useful tool for those who need to top up their balance – provided you are never late with a payment. But do you know that there are better options with no annual or other unnecessary fees.

Surge Mastercard® credit card vs. Credit One Bank® Platinum Rewards Visa

Both cards are aimed at customers with low credit ratings. What makes them different Credit One Bank Unsecured Visa the former receives cashback bonuses from the Surge Mastercard®. Credit One Bank Unsecured Visa cardholders can get 1% cashback on eligible gas, grocery, and telecommunications purchases, including internet, cellphone, cable, and satellite TV services.

You can expect the same additional perks on either card (free credit score, credit report, generous consent rating, $ 0 fraud liability). Like the Surge card, Credit One Bank Unsecured Visa charges between $ 95 in annual fees, which can be confusing because you don’t know your exact terms until you’ve approved. Again, these cards are best as a last resort. There are better ways.

Surge Mastercard® credit card vs. Citi® Secured Mastercard®

the Citi® Secured Mastercard® is also for customers looking to build strong credit, just like the Surge. However, unlike the Surge Mastercard®, the Citi Secured Mastercard requires a deposit, which is required when the card is approved.

The credit limit is determined by the deposit amount you have made, from a minimum of $ 200 to a maximum of $ 2,500 in increments of $ 100. If you pay your balance on time each month, Citi can even return your initial deposit (eventually) and upgrade you to an unsecured credit card.

Another key difference between the two: The Citi® Secured Mastercard® is issued by the third largest lender in the world, Citibank. Citi® Secured Mastercard® cardholders will be able to develop a relationship with Citibank that can support their case for a stronger Citi credit card as their credit ratings improve.

While this card does not deserve any rewards, it does not require an annual fee, which gives it an edge over the competition.

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